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Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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No/Low-Maintenance Ways to Keep Your Yard Looking Great In the Winter

October 11, 2018

Whether you’re putting a house on the market soon or just want your yard to look great in the fall and winter, there are lots of good options for introducing new plant life this time of year. The key is to introduce texture and color to keep the yard looking healthy and vibrant,

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Useful Upgrades for Seniors Aging in Place

October 4, 2018

More than just improving aesthetic appeal or energy efficiency, some home improvements can be necessary for seniors aging in place to retain independence and quality of life. For many elderly homeowners, normal things like moving about their home, reaching for high or low items, and performing everyday tasks becomes increasingly difficult with age and requires specific accommodations.

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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

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