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Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
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Planning a Spring Flower Garden? Here’s What to Plant

March 19, 2018

Spring is here! Frogs are croaking, birds are singing and flowers are blooming. Whether you’re getting

ready to sell your home or just want to add some beauty as an investment in your home (and equity), this guide will help you get started.

Plant Hardiness Zones

Before you plant anything,

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Make The Most of Retirement with a HECM

March 15, 2018

For most of us, the appeal of retirement is due in great part to the freedom that it provides. The freedom to travel, re-discover a hobby, or spend time with loved ones, all while untethered from the distractions and restraints of employment.

One of the methods available to enjoy this freedom is a Home Equity Mortgage Conversion Mortgage (HECM) or reverse mortgage.

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Reverse Mortgage


FHA Loans
203k Loans
Veterans VA Loan


Loan Originator
Office Manager
Lending Operations

Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.


We Are Open Mortgage

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